Brought into being as a result of the Wireless Matrix a personal area network, usually referred to as a PAN, is a mesh network in the physical vicinity of a user with a commlink at its center. This mesh network can consist of all manner of devices but common ones include eye wear, headphones, simsense trodes, smart clothing, and cyberware.All devices subscribed to a given user's PAN can communicate with each other seamlessly, sharing information and interoperating according to settings made by the user. Individual PANs may access each other or local terminals for the purpose of wirelessly sharing data, personal information and identification, or even transferring funds.In fact, the vast majority of all transactions are completed in this manner.