In America, a Quarter Ponzi with Cheese™ consists of a small dollar-value defaulted high-risk mortgage, sandwiched between a pair of crispy debt-swaps, and topped with a government-leveraged consumer loan, a toxic hedge-fund certificate, and a slice of tasty Wisconsin cheddar cheese. The Quarter Ponzi with Cheese™ is normally served with a side of Freedom Fries and a tall, frosty mug of PonziCola.