Owens was born in Winter Haven, Florida. He played football at Florida A&M University and served in the U.S. Army. He suffered injuries to both knees and his left ankle during a parachute jump at Fort Bragg, North Carolina in 1952 which left him handicapped. Owens was allowed to use a cart while competing in most instances due to his disability, and once staged a protest at the 1987 U.S. Senior Open against the USGA for its ban on carts at that event. Owens also is credited with inventing and popularizing a "belly putter" which he used to overcome the yips.