Megan is worried about Declan's delusional behaviour over the business. Later, she is stunned to learn that the bank has decided to repossess. Sam arrives wanting to be paid, but is shocked when Megan tells him they will have to let him go - news that is not set to go down well. However, Megan's greatest turmoil is how Declan will react to this latest financial development. Meanwhile, Jai gives Rishi food for thought by suggesting that Charity doesn't deserve the money he put into the firm. Charity seethes when Rishi tells her that he needs to be properly contracted and paid from now on. Later, Jai invites Noah round on Christmas Day, but Charity threatens it'll be the last time. It seems Charity is hell-bent on revenge. Elsewhere, Arthur is instantly suspicious of 'Santa' when he catches