BBSM Pacific, formerly PB&I is Lovian bank and insurance company. It operates in all five states and has a branch in every Lovian town or city. PB&I is currently led by the economist Robbie McKinley. The company was founded in 1994 as 'Pacific Financial Services Lovia' by Henry Patt, Jean-Marie Detiège and A.P. Sully. PB&I is headquartered in the Salinger Building in Little Frisco, Noble City.