The Bank Wagon is a Wagon available from the Dutch Home City and Japanese Consulate, which transforms into a Bank. The Bank gathers coin at a rate of 2.75/second, which is the equivalent of about 4 Settlers mining coin, and about 3 in late game due to economic upgrades. The Bank Wagon is a considerable boost to the economy, giving the civilization that uses it a free infinite coin trickle that does not have to walk between mines, and cannot be raided, although the Bank can be destroyed, eliminating its effect.