Point Harbor is a nominally-independent community aligned with the Albemarle Pact. While Hawke owns a de jure claim on the community, Point Harbor retains its status as a sovereign town. It is influenced by Albemarle politics, with Hawke being the largest factor in Point Harbor's government. The community's lifeblood is trade; while Southern Shores is the 'Gateway to the Northern Banks' for Hawke, Point Harbor is a major trading community. Many of its inhabitants are traders or their families, making Point Harbor one of the richer communities on the Broken Banks.