Haley was born Nimrata Nikki Randhawa in Bamberg, South Carolina, on January 20, 1972, to an Indian Sikh family. Her parents, Ajit Singh Randhawa and Raj Kaur Randhawa, are immigrants from Amritsar District, Punjab, India. She has two brothers, Mitti and Charan, and a sister, Simran. Haley is a graduate of Orangeburg Preparatory Schools, and Clemson University with a B.S. in accounting.